Posts with tag 'Homebuying tips'
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5
Down Payment: How Much Should You Save for a House?
Buying a home is a significant investment. However, before investing in a house, you must save up a down payment to qualify for a loan. Our real estate agents understand that this can be a daunting prospect, and yet it's not insurmountable. With careful planning, a little research, and strategic use of your money, you can reach your down-payment goal and step into the home of your dreams.
• The 20% Myth
You've likely heard that you need to save 20% of the home's purchase price as a down payment. That's not accurate. You can purchase a home with as little as 0%-5% down for most loans. However, until you've paid down 20% of the loan, you must pay for mortgage insurance. For this reason, most homeowners strive to pay off at least 20% of the loan as quickly as possible.
27
Senior Living: Don't Just Downsize, Rightsize
None of us look forward to moving because we're concerned with changes brought on by advancing years. For some, this will mean downsizing, thoughts which may inspire panic. But hold on, and see how our real estate agents advise our Morgantown homebuyers and homesellers to "rightsize" rather than downsize.
If you're looking for the home where you want to spend your senior years, or if you're looking to sell your home so you can make your next move, you may find the home you want among Morgantown homes for sale. But as you shop, keep in mind some of these tips from our experienced real estate staff involving downsizing—and rightsizing.
31
Don't Make These Bidding War Blunders
When you're looking at Morgantown homes for sale, it's easy to find one you fall in love with!
Many places throughout the United States are in the midst of a "seller's market." Low housing supply combined with relatively low interest rates means more qualified buyers competing for fewer homes. When you bid, you may find yourself against two or more would-be buyers.
Our real estate agents want to ensure you're prepared!
17
What You Need to Know About Financing a Home in 2022
Our real estate agents know financing is a home is one of the biggest concerns a new buyer has. Even experienced buyers who've been through it before can find the financing process a bit intimidating. That's one reason it's critical to have a trusted agent on your side.
Morgantown homes for sale are as enticing as ever, but many would-be buyers wonder what the future holds. 2021 saw housing market conditions unlike anything in living memory, which offered opportunities for both buyers and sellers. But as we write this, it's clearly a "seller's market."
22
Home Search: Should You Buy That Log Cabin?
Many people dream of getting away from it all and living in a log cabin far from civilization. Who wouldn't want to live surrounded by mountains and forests?
Of course, the reality is that living in a log cabin isn't for everyone. It comes with some very real challenges as well as some amazing benefits. So before you decide to go off the grid and buy that rustic log home, our real estate agents want to make sure you understand the pros and cons.
Pros of Log-Cabin Living
- Energy Efficiency
Wood is a great insulator. That fact, coupled with the thickness of a typical log cabin's walls, translates to excellent energy efficiency year-round. Log cabins trap heat inside during the winter months and are equally effective at sealing in conditioned air in summer. Wood also naturally absorbs heat during the day and radiates it at night, reducing the need for forced heat or air.
Bill Porter, Broker
(304) 612-3746207 Aurora Dr
Morgantown, WV 26508
WEST VIRGINIA LICENSES BROKER WVB240300963
AGENCY 010271-00
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Office License No. 010271-00